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Get your account statements by E-mail!
Call us at one of the numbers below to have your account statements E-mailed to you!
- Clifton: 931-676-3311 or toll-free at 877-656-3311
- Waynesboro: 931-722-3608
- Hohenwald: 931-796-3777
Don't forget! Our online banking and telephone banking systems are available 24 hours a day! Take a moment and try them out by clicking the links. We believe you'll come to love these servces that can be accessed from the comfort of your home or office.
INTEREST REWARD CHECKING:
Three easy requirements to be met each statement cycle:
- 10 Debit Card transactions, excluding ATM transactions
- 1 direct deposit or ACH auto debit
- Receive electronic statement
ATM fees may be refunded as well.
3.02% Annual Percentage Yield will be paid on balances up to $25,000 that meet the qualifications; 1.25% Annual Percentage Yield will be paid on the portion of the balance above $25,000.
What happens if the requirements are not satisfied during a cycle? You will earn .50% Annual Percentage Yield on your free checking balance!
The rate and Annual Percentage Yield are subject to change. This yield is accurate as of 3/4/10. If your account dips below $400 and has no activity for six months (dormant), a monthly fee of $2 will apply. Please call one of our customer service representatives for more information on these accounts, including any other fees you may be charged to own this account. Any fees incurred could possibly reduce your earnings.
Regular Checking
- No minimum opening deposit
- Unlimited check writing
- If daily balance dips below $300 during statement cycle, a monthly fee is charged as follows:
- $ 0.00 - $99.00..........$4.00
- $100.00 – 199.00.......$3.00
- $200.00 – 299.99.......$2.00
- Monthly service charge waived for accountholders age 55 and over, Club account members, students, and civic organizations. If your account dips below $400 and has no activity for six months (dormant), a monthly fee of $2 will apply. Please call one of our customer service representatives for more information on these accounts, including any other fees you may be charged to own this account.
Standard and Family Club Checking
- No minimum opening deposit
- Unlimited check writing
- Accidental Death Insurance of $10,000, divided between joint accountholders for Standard Club Checking
- Accidental Death Insurance of $20,000, divided between joint accountholders for Family Club Checking. Family Club Checking also adds coverage of $2,500 per dependent child.
- No-fee money orders, travelers’ checks, and cashier’s checks.
- Monthly service fee of $7.00 for Standard Club Checking
- Monthly service fee of $9.00 for Family Club Checking
- If your account dips below $400 and has no activity for six months (dormant), an additional monthly fee of $2 will apply. Please call one of our customer service representatives for more information on these accounts, including any other fees you may be charged to own this account.
THE INSURANCE PRODUCT DESCRIBED ABOVE IS:
- NOT A DEPOSIT -
- NOT FDIC INSURED -
- NOT GUARANTEED BY THE BANK -
- NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY -
- MAY LOSE VALUE -
55+ Checking
- No minimum opening deposit
- No minimum balance required
- Special 55+ checks provided at no cost
- Monthly service charge waived
- If your account dips below $400 and has no activity for six months (dormant), a monthly fee of $2 will apply. Please call one of our customer service representatives for more information on these accounts, including any other fees you may be charged to own this account.
NOW Account
Negotiable Order of Withdrawal
- $500 minimum opening balance
- $500 minimum balance required to earn interest and avoid additional fees.
- Unlimited check writing
- Interest paid on average daily balance during the statement cycle.
- Interest is compounded and paid monthly.
- NOW Standard Club Account is available for a monthly service fee of $7.00. (See features of Standard Club Account above.)
- NOW Family Club Account is available for a monthly service fee of $9.00. (See features of Family Club Account above.)
* Please call one of our customer service representatives for more information on these accounts, including any fees you may be charged to own this account.
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